The Good News; I intend to repay everyone who’s not a piece of shite.
The Better News; Everyone else can go to hell and I hope to have a hand in seeing to it!
With that said, it’s time for a little history;
Joe Creek Retreat began as 346 acres (which was already subdivided into 16 parcels) of raw land purchased back in 05 for half price, a song and dance at $400k. It was bought by David Allender and Peggy Star, a couple of patriotic American entrepreneurs who were planning on coming over from Gig Harbor, WA to live and work on the property. Like any responsible, thinking peoples, we wanted to make sure the values of the other 15 parcels on the property wouldn’t be hindered by our place. So, we took a great deal of care to do the best we could at building a quality structure with our limited construction budget of $200k in cash. That meant coming up with a decent architectural design and doing as much of the work as possible ourselves, even though we had virtually no experience in construction.
Here’s where it gets interesting; after we’d purchased the property, we became aware of the existence and identities of the satanic biblical group who own the “international central banking system” behind the FED, and decided not to make payments on said mortgages to them which saved us about $250k in payments to date (as of posting this in Sept of 2016). The funny thing there is it turned out that the banksters even had to pay about another $50k plus for our property taxes and even our home insurance to protect our assets! So, we’ve spent all these years living in paradise on their dime, 100% scot-free! Thankfully, we had also deemed it exceedingly appropriate to rack up and not pay back about $500k in other debts, mostly business loans from the same corrupt and evil, satanic banking assholes who all belong to one psychopathic, biblical group that currently owns/controls most of the world by way of murder, deception and tyrannical oppression of We The People.
Their end nears and here’s a verse that EVERYONE SHOULD NOTE IN “THESE TIMES”!!! 2 Tim, 3:1 ” . . . in the last days perilous times shall come. For men shall be lovers of their own selves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy, without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good, traitors, heady, highminded, lovers of pleasures more than lovers of God”.
Take special note of those descriptors in bold which apply succinctly to members of one biblical group of scum described here; Rev 3:9; “Behold, I will make them of the synagogue of Satan, which say they are jews (and Christians, Athiests, Muslims or whatever else to fit in amongst We The People) and are not, but do lie; behold, I will make them to come and worship before thy feet, and to know that I have loved thee”.
Guess what, that’s exactly what’s beginning to happen right in front of our faces here at Joe Creek Retreat!!! You see, out of the 15 parcels of land we sold up here no less than 5 of the buyers so far have inadvertently exposed themselves as members of that very same satanic biblical group of murderous, hateful racists who’ve caused every kind of hell on earth imaginable to billions of innocent people and defenseless animals for millennia. It turns out that 10s of Millions of these sick little subversive turds are everywhere hiding behind false claims of being jews, Christians, Muslims, Atheists and etc while they most certainly are NOT. (snicker or him-haw at that now, but we’ve personally outed 100s of these subversives and proven it’s the 100% truth at our other sites and if you say we’re nuts, you’re going to be eating crow soon!)
Anyway, our job back then was to sell land which began with the creation of the original form of this website;
That along with some free listings on Craigslist, a few cheap screenprinted signs hereabout and a little 60 second ad ran 100x for us by a local radio station would end up being the whole of the marketing we needed even though it was during the height of the housing crisis when realtors couldn’t sell squat;
FYI; that 1st lot advertised for $20k went for $35 and set the mark for sales of the remaining 14 lots. As for the other buyers who’ve become entangled in this satanic web spun around all of us, just think of it the way we do; all of that “satanic/masonic all seeing eye money” (look at the obvious graphics on the paper bills in your wallet/pocket) spent at JCR will soon be worthless and was used in the best manner imaginable, to expose and begin destroying “the group” exactly as we’ve all been promised would happen for 2,000 years! Indeed, their end nears, judgement comes!
Anyway, all tallied, we were allotted about TWO MILLION DOLLARS which of course we could have used to do ABSOLUTELY ANYTHING WE DESIRED. What we chose to do with EVERY LAST CENT of that money should be of great interest and value to EVERYONE OF GOODNESS. This site is here to begin explaining that while revealing a VERY BIG story that’s now unraveling around the world. Corruption, division and immorality is through the roof, something’s not right and deep down inside, everyone knows it. Something’s gotta give soon and we think (actually we KNOW) it’s all starting right here at Joe Creek Retreat! Continue on and you’ll agree.
If you can read while listening to music, click play! (It’ll be worth it! Just turn the volume down so you can focus . . . )
OK, as said, we knew we had to do as much as we could in a “Do It Yourself” manner, so we began by buying some tools and a couple pieces of used equipment (a dozer and an excavator which we’d resell when done with them). David learned how to operate the equipment and went to work on breaking ground to get the foundation in before the snow flew. This 1st DIY project was a blast and saved us about $15k! Little did we know what grand treasures awaited to be found . . .
Note; That Little Pickup Camper in the Background Would Come to Be Our Home For the Next Two Years. (Definitely not complaining, that was “simply” a wonderful way of living!)
That old dozer saved our butts more than several times in some ways we never imagined. This included plowing snow and removing multi-ton boulders from a couple miles of main road which would have made our access impassable otherwise.
Pictures often don’t relate sizes well but that friggen rock (and many others) would have effectively closed the road had heavy equipment not intervened!
In the end the challenges were all fun and quite educational, just how life aught to be. We were learning (actually being taught by “someone”) that tackling what is strange, unfamiliar and/or foreign is the fuel required for growth and change. Getting back to the construction project, we got our DIY foundation poured just in time before that snow flew;
One very simple cost saving practice was pouring the primary footing directly, without forms.
Then We Simply Laid Our Forms For The Footing Walls Atop. (Under strict supervision by the Bear Dog)
During the coming winter we then saved about another $10k by doing our own architectural engineering and structural designs on our laptops while living in the camper. For some reason David was originally compelled to design the place as a 36′ x 36′ (6 x 6 by 6 x 6) 2 story structure. But when we realized the square footage of a 3rd story is extremely affordable (due to utilizing the same foundation and roof) we went ahead and redesigned it with a wider footprint to compensate for the additional height. It ended up being 36 deep x 46 wide x 36 tall (note the addition of 10′ to one of the base sides which is the number of perfection, 1 followed by any number of zeros in step represents the alpha and the omega. ie; 1-10, 10-100, 100-1000, etc. which is one example of how God is referred to as the beginning and the end. This may seem unimportant now, but it’s not. We’re delving into the mystery schools here folks!)
Spring arrived and it is was finally time to add some creature comforts such as power, phone, propane and a septic field to the building site.
We got a quote on the 5 bedroom septic system from a local company, it came back at $14,000. Then . . . we did it ourselves and ending up spending just $1,800 on the materials! That’s $12,000 saved in 3 days work!!! (most of which was sourcing/buying materials)
The 1,000 gallon holding tank was $600 of that $1,800 total . . . laid plumbed and perfect!
Then we began framing the 16′ walls for the shop and 2nd story. Ever made a staircase? It’ll give you some new found respect for carpenters! (And this little tale will give you reverence for one particularly famous carpenter!)
Fuzzy and cheesy. But wait, which is which?
Then the 3rd Story (The Pro Took Care of Most of It);
FYI; that boat in the background only made it to the lake once so, we traded it for the drywall job which we did NOT want to do ourselves. (the angles in our place are nuts, it took a professional crew of 6 guys 3 1/2 weeks!) Anyway, after the framing came DIY electrical, plumbing, gas, fireplace, HVAC, insulation, windows, appliances, cabinets, flooring, masonry, interior finish, decks, siding, trim, paint and etc. until one day, it was done. All of those were DIY. To make a long story short, after said two years of good, hard work, we ended up with a place we figured most would be able to stand the sight of inside . . .
And out . . .
Take serious note that this isn’t about us bragging or being egotistical. If you’re starting here instead of coming over from our other sites, let’s just say, you’ve got a whale of very BIG realizations to come!!! And for the record, we didn’t know it when we began but now we know with 110% certainty that this entire story is all about YHWH and end times prophecies that have been predicted by adepts from every major culture around the world for millennia. Hindus, Mayans, Israelites, Yehudim, Christians and Muslims are ALL on the same page with strikingly similar prophecies but very few are aware of this fact. And this is the marker of where it’s all beginning right here at Joe Creek Retreat! Sounds crazy right? Well, we will be the 1st ones to agree but there’s no escaping the facts! Something very, very bizarre is going on here and if the long awaited prophecies are going to happen like billions say they will, they have to start somewhere!!!
Let’s have a peek at some obvious oddities . . .
Each parcel cost us an avg of $25k. ($400k / 16 parcels) The building costs were $200k and our 20 acre parcel with the house appraised for a jawdropping $655k! We were shocked!!!
$25k + $200k = $225k total cost for our parcel, and that from $655k = $430k Increase.
A $430,000 or 291% Increase in Worth, Nearly TRIPLE! Not bad eh? Is this normal? NOPE! Go ask any builder what they expect to achieve and you’ll find they’re giddy over realizing an increase/profit of just 20% to 50% on many residential projects!
Our situation was obviously quite different, especially when you consider that appraisal was from Oct of 08 when the housing market was totally tanking! And imagine trying to take out a mortgage then (ie; buying a home) when you haven’t had any income for 3 years like us at the time. Yet that’s what we did, we were asked by the bank to simply “speculate” that our new business would do good and got a $414k loan at 4.75% with zero down! And then . . . we got a second for another $100k @ 5%!!! We started with $225k and now had $514k in liquid cash plus another $141k in assets untouched! WTF right?
So, Mission Impossible Was Accomplished!
Note that the appraiser calculated the living area of our house to be exactly 2,160 sf (bottom right)
Well, ancients didn’t use zeros and 216 (2160 w/out the zero) is the product of 6 x 6 x 6! (Also note, That $655k appraisal was before we added 1.78 acres to our then $125k, 20 acre parcel which increased it’s size and therefore value, by about 8.9% or $11k, hence $666k!!! Stay tuned for more 666s around here, and then later, it will really make your head spin at our other sites . . . )
Next came the worthless and corrupt Bush legacy and Obummer’s explicit continuation of it. The camper manufacturing biz was no longer an option because 70% of RV manufactures tanked along with the housing market. Our alternate plan for a biz (“Unidigi.com”) was MUCH LARGER so, we had to sell some land to buy some time. FYI; just building the infrastructure for this organization was a true long shot and a very BIG feat, one that most couldn’t even imagine, which to some degree even included both of us at the time!
We wanted to change the world which had to start with America (the 4th beast of Revelation) by creating an alternative to the Federal Reserve. We figured if you end that, you’ll end corruption. All of this would require building an online network with it’s own digital currency, information sharing platform and an online voting system where We The People could come up with our own initiatives and vote on them, no corrupt politicians or corporate leaders required! There’s much, much more to it but does that sound like a big project to you yet? We thought so too! Hence, it was time to become “one time land developers” so we could achieve our real dream of changing the world. All we hoped is that we’d meet some good folks who’d become equally good neighbors in the process. Welcome to Joe Creek Retreat!
By the way, that 6,000 lb boulder we mounted our steel sign to is the one from the snowy driveway pictured above! (and yes that’s DIY too, a savings of $1,000 to $1,500) Anyway, as for the next steps, the first problems were that we didn’t have any roads and that the quadrangle styled subdivision created by the original owners wasn’t going to work with the mountainous topography;
If we were going to do it right, we had to redo all the boundary lines to match the topography for best use in all manners including privacy and views for the building sites while also keeping in mind how to best build the roads to reach each site accordingly.
As they say, you’ve got to break a few eggs which in this case was trees and soil. But for some reason we didn’t quite understand back then, we figured God was giving us the green light for this particular cause so, it was bearable . . .
We saved at least $350k by doing all of that engineering, excavation and grading work for the roads ourselves. At this point, we’d far more than doubled the value of the land with our own blood, sweat and a few tears from having to do what we did to get the roads in, but we were ready to begin marketing it. This would require some good CC&Rs (that’s the original, searchable .pdf. It as officially filed with the county is HERE) to protect the land and buyers, and a good website both of which we built ourselves to save a few more grand. And further monies (10% in commissions) could be saved and passed along to future buyers by going it alone without the realwhores (David’s term for realtors). So, “For Sale By Owner” it would be.
And now for something completely different . . .
The only thing left was to find some good folks to share this beautiful place with. We hoped they’d be some decent Americans who cared about things like ourselves but it turned out, we were going to be stumbling across the only real problem the USA or world has ever had since biblical times. That problem is the existence of a group of hateful, racist psychopaths who have subverted our great nation by calling themselves Christians, Muslims and Atheists while being none of the above.
You see, 10s of millions of “Americans” secretly have zero allegiance to America but rather only to themselves and their “worldwide tribe” while living wherever they may be on earth. And again, they’ll tell you they’re American Christians, Muslims, Atheists or whatever other religion fits their surroundings but they’re NOT and We The People have historically called them “cryptos”, “maranos” and “conversos”. What they really are is “Babylonian Talmudists” who secretly read the world’s most sick, psychotic and hateful book ever penned just as they’ve done for 3,300 years.
Most are utterly clueless about this, but Jesus (actually “Yeshua”) was famous in his day for using that book to out them for what they are, members of “the synagogue of satan” straight out of Rev 2:9 and 3:9!!! Download that book which they’ve hidden from YOU for your entire life HERE, and for the first time in your existence, you’ll finally begin to understand why the world is such a screwed up place full of war, hate, immorality, greed, poverty and etc. BULLSHIT that needs to end! You’ll also find out who we and YOU are at mortal war with right here in our own country!!!
The thing is, you’re about to learn we’ve stumbled across a few of these worthless pieces of shite while selling our land. And as you’ll see, God has already began spanking them beginning right here at Joe Creek Retreat which has some serious supernatural relevance to the famous and prophetical, biblical number of 666!!!
Ohhh noooooooo, 666 is evil, right? WRONG!!! 666 is absolutely divine and we’ve irrefutably proven that elsewhere in multiple ways to such an extent it’s ridiculous. That along with the fact that every single notion you’ve ever been given about 666 being evil was 100%, satanic propaganda and Babylonian Talmudists are totally aware of this fact! For instance, have you ever wondered why the bible, the vatican, masonic govt leaders and famous, openly satanic hollywood actors and musicians place such an emphasis on 666?
Why are they doing all those 666 gestures??? (And FYI; there’s TONS more examples of virtually every president, pope, politician, star and etc. famous people doing this) BUT WHY???? What do they THINK they know about 666 that YOU don’t??? And what if we know more about 666 than ALL of them combined and want to help YOU understand this too? We will do that for you in full detail at our other sites but for starters let’s have a little sampling of how we and this development are fully connected to 666;
We’ve been uncannily directed to discover via google maps that our house at JCR is located;
666 nautical miles from David’s birthplace and Grandparents home just outside of Casper Wyoming!
666 miles from David’s mom’s birthplace in Sheridan Wyoming!
666 miles from David’s favorite and ONLY annual family vacation spot in the Bighorn Mountains of Wyoming!
NOTE: Those 3 Key Locations Are In a Very Tight Corridor on a Couple Hundred Mile Section of a 1,332 Mile Wide Circle Exactly 666 Miles From Our House at JCR, They Are NOT Simply “Grouped”. Is All of This Just Coincidence? NOPE!!! You haven’t been to DavidAllender.com yet! But for now, consider that JCR is also located;
6,660 miles from the center of the tiny village of Nazareth where Yeshua (aka jeZeus by those in error), Mary and Joseph actually lived! (note that the ancient languages of hebrew, aramaic and greek didn’t use zeros so, that’s just 666 to them)
1998 (666 +666 + 666) nautical miles from the center of New York City where the “false flag” attack against We The People was carried out on 9/11! (FYI; 9/11 is a VERY important date/number in the mystery schools and David’s b-day of 12/1 is exactly 9 months 11 days before 9/11! And on that date in 2001 he warned Peggy not to board a plane for which she had ticket in hand, but to drive to SD instead!)
6,660 + 60 miles from the most famous sites of antiquity such as Temple Mount, Dome on the Rock, Church of the Holy Scepter, Western/Wailing Wall etc. down a long corridor of incredibly important biblical sites! (Here’s that circle thing again, this time with dozens of famous sites in a perfect circular line on the other side of earth!)
6,660 miles from the center of Alexandria, Egypt, the famous city of antiquity where most of the Bible was written/compiled.
THIS IS ONLY A TEENY, TINY, ITSY BITSY SAMPLING OF THE IMPOSSIBLE TO CALCULATE ODDS OF A BIBLICAL 666 PHENOMENON SURROUNDING JCR, DAVID AND PEGGY. The supernatural world is alive and well here at JCR where we’ve been allowed to live and work for God without making a single mortgage payment since early 2011 when we found out the FED and all big banks were owned by satanic, babylonian talmudists! WE CHOSE NOT TO PAY/ASSIST SATAN OR HIS LIL HELPERS which is exactly what God wants everyone of goodness to do! And as mentioned, the corrupt bank has even had to pay our insurance and property taxes ever since!!! Siding with God has many benefits. You will find TONS MORE divine “coincidences” (MIRACLES) at our other sites later, something BIG is going on here folks and it’s nothing like what you’ve been led to imagine by our corrupt govt, churches and media!!!
Your Next Tune Is Queued Up, Click Play!
Ever heard of a “vicar”, well here I am as one!
I, David Allender the Declarant of the Joe Creek Retreat (JCR) Homeowner’s Association and creator of the development hereby give formal notice to all buyers of land at JCR and/or potential buyers who could otherwise be taken in by unscrupulous sellers, that all original sales are null and void. Let it be known that this is due to the fact Lisa and Barry Wils (she get’s front billing because she obviously wears the pants in the marriage) and their attorney have brought it to my attention that all legal descriptions are invalid. It is because of the unfortunate truth that my parcel, parcel “I” had a mortgage on it at the time when I hired a surveyor to adjust the boundary lines to enhance the development. The result is an unavoidable trickle down effect upon all parcels at JCR and JCRII which invalidates the entire project and each of the legal descriptions for every parcel which all real estate sales depend upon BY LAW;
For the record, I had no knowledge of these limitations and the Chelan county assessors office failed to notify or restrict me from having the survey done or filed with their office all the while knowing, there was a mortgage on the property. The problem is, since said mortgage existed, I needed to get the bank’s permission to change the boundary lines on my parcel which I did not know to seek. I also didn’t know I couldn’t put easements or any other type of “encumbrance” on my property which all parcels at Joe Creek Retreat and 1 parcel of Joe Creek Retreat II, require for access. (JCR II is parcels C, M, N & O)
Why wouldn’t this be the very first thing the govt looks at when someone is changing the legal description for their property or putting encumbrances upon it? (Ask yourself; how could this ever happen in a system that is soooooo regimented and controlled? The answer will blow you away!) Therefore, it is with great solemnness I must report all of this.
But There is Good News! (For We The People) All 15 Parcels of Raw Land Were Sold and the Money (About $666,000 Total Including Revenues from Additional Roadwork, Fees and Forfeitures!) Was Successfully Used to Build Unidigi.com, AffirmativeActionAlliance.com, GoyimGazette.com and ITSASIGN.COM!
However, now for more bad news . . . the property was just raw land and the low prices we offered for quick sales attracted the sort of people well known for “jEWING you down”, “gyping people”, “penny pinching” and being lowlife, whining, cackling, “cheapskates” all of which of course also tend to be liars and frauds. Hence one of the 2 HOAs has been intentionally subverted by a small sect of worthless turds who have harmed the entire project and decreased the value of everyone’s property. (See the “Photos” page for that and note the fact that the remaining 10 would be innocent landowners have done absolutely NOTHING to resist them or help themselves or support me in righting the wrongs! Hey, I’m a firm believer that you get what you deserve in life, ESPECIALLY WHEN SPEAKING OF THE LATTER, ETERNAL PORTION!) Regardless, all of this was done by way of outright FRAUD by Lisa Wils who I’m told had to swear to the secretary of state that she had the right to take over the homeowner’s association from me, while I was still acting as the “Declarant” of the Association who had performed his duties therewith 100% flawlessly and honorably.
NOTE: IN OUR CORRUPT COUNTRY, ANYONE CAN TAKE OVER A HOUSING ASSOCIATION SIMPLY BY COMING UP WITH A BOGUS EXCUSE FOR THEMSELVES AND FILING A STATEMENT WITH THE SECRETARY OF STATE!!! Then it’s up to the rightful party to spend thousands of dollars ($10k and up easily) on attorneys to litigate against them. So, I think we’ll just take care of this on MY TERMS RIGHT HERE.
In this case, the lying little lackey Lisa Wils just falsely claimed that Peggy and I hadn’t held annual meetings for the corp which we most certainly did and there was no way for her to know (or accuse) otherwise! We made up “the board” for the association during what’s called the “Declarant Control Period” and carried out our duties without fail. This initial stage of doing business is how virtually ALL developers manage to take care of things until all their lots are sold and/or they’re ready to move on. Also, there’s no point in telling anyone you’re having your meetings because there’s no voting during this phase and they don’t involve anyone else. So, you just do it, record the minutes and that’s that.
I was doing my job, taking care of the entire place and even continued improving and funding the project with thousands of dollars long after the brunt of sales were made in 2011. I like helping others and making things better, how about you? But as for Lisa Wils, anyone can see she obviously doesn’t and she didn’t have any right to fraudulently claim any wrongdoings on my part. Below is a pic of that worthless, miserable and disfigured hag from some 20 years ago when she still at least had some youth to cover up her grotesque, vile and fraudulent nature . . .
(sorry about that insult Ian, RIP) That fugly bitch also outright lied to other HOA members in multiple ways including saying I redid the property boundaries AFTER she (in her mothers name) bought the land which is completely asinine and veritable bullshit for anyone with a brain who checks the dates of sale vs. date of filing of the CC&Rs complete with the new boundary map (on the very last page of that .pdf) and legal descriptions with the county here; http://oncore.co.chelan.wa.us/oncoreweb/
As you can see, the filing date was 5/17/2010 for the CC&Rs complete with the new boundary map;
And if you search parcels/sales at the county’s site HERE using their name “Wils” you’ll see I sold the land for $50k to this degenerate’s mother Joanne Richter on 9/23/2011, a full SIXTEEN MONTHS after the CC&Rs were filed! (see 2nd line, I don’t know what kind of screwy, underhanded crap she’s up to with adding herself as an owner by quit claiming it on 3/31/2014 but it has nothing to do w/me.)
This dumb bitch had ZERO right to take over our development and ruin the project! This is clearly proven below in another legally valid and totally decisive way from the bylaws in the CC&Rs because I hadn’t sold my last lot with my house on it!!!
1.5.7 “Declarant Control Period” shall mean the period of time from the date of recording of this Declaration until one (1) year after the date upon which all of the Lots and any other portion of the Project (excluding Common Areas) that are subject to this Declaration have been sold, or any earlier period as may be agreed to by Declarant.”
See that actual paragraph as filed with the Chelan County Assessor in the “Covenants, Conditions and Restrictions” (CC&Rs) for Joe Creek Retreat for download HERE. On top of all that, these degenerate frauds and the now bogus association also owe us over $9,000 (yes, NINE THOUSAND DOLLARS!) for equipment rentals, roadwork, maintenance, improvements, mud, rocks and snow removal we have performed for the association at our sole cost over the last THREE YEARS! All the while everyone just kept on coming and going, enjoying all the benefits of our work and expenses while paying NOTHING for it. The roads up here wouldn’t be passable at all if it weren’t for said work which, by the way, is required to be done AND PAID FOR via the “Road Maintenance Agreement”.
This group of back stabbing, welshing, double talking filth includes;
VIRGIL & CHERYL KOCHER of 3610 Red Ceder Ct SE, Lacey (parcel A)
SCOTT & CARLA FLEMMING of 3021 SW Trenton, Seattle (parcel G)
BRIAN JOHNSON of 10570 Sirocco Circle NW, Silverdale (parcel H)
DAVID & MELISSA MESSERSCHMIDT of 1505 Hellyn Place, Bellingham (parcel K)
All of those shit for brained idiots follow the two particularly foul little pieces of excrement named LISA and BARRY WILS of 4862 SW Daisy St in Port Orchard (parcel D). Ooops, please excuse (or share) my passion for disliking evil, racist, hateful, lying twits! Those worthless, degenerate scumbags think letting things go to crap while allowing illegal, dangerous, environmentally toxic and visually offensive structures be built is good for Joe Creek Retreat. They also think unnecessarily spending over $10,000 on attorneys to bilk everyone out of their money for the sake of being frauds is a good way to run a housing association.
All of that said, none of these turds are going to be around much longer because by the grace of YHWH, we’re going to retake our country and world back from this psychotic, disgusting, hateful and racist tribe via the incredible organizations created with monies they paid to us, which we used to build the very tools that spell their demise!!!
Enjoy the rest of the song and then . . . Just check out the “PHOTOS” of what these idiots have done to our beautiful land and property values here at Joe Creek Retreat!